It is narrated from Sayyiduna Busr bin Jahhash (may Allah be pleased with him) that the Messenger of Allah (peace and blessings be upon him) brought out his hand, spat in it, then looked at it and said: "Allah says: O son of Adam, how can you escape Me, when I created you from the like of this, then fashioned you and proportioned you? Then you walked about between two cloaks, and the earth resounded under your steps. So you amassed (wealth) and withheld it, until, when (the soul) reached the collarbones, you said: Now I will give charity. But where now is the time for charity?"
Hadith Referenceالمعجم الكبير للطبراني / باب الباء / 1183