It is narrated from Sayyiduna Busr bin Jahhash al-Qurashi (may Allah be pleased with him) that one day the Prophet (peace and blessings be upon him) spat on his palm, then placed his finger on it and said: "O son of Adam, Allah, the Mighty and Majestic, says: You cannot escape Me, and I created you from the like of this. Then, when I fashioned you and proportioned you, you walked about between two cloaks, and the earth resounded under your steps. So you amassed (wealth) and made (things), until, when (the soul) reached the collarbones, you said: I will give charity. But where now is the time for charity?"
Hadith Referenceالمعجم الكبير للطبراني / باب الباء / 1182