A man came to Sayyiduna Abdullah bin Abbas (may Allah be pleased with them both) and said: I have combined Umrah with Hajj. He asked: Do you have silver? He said: I have forty dirhams. He said: Nothing of it will be left over: ten dirhams' worth of fodder your mount will eat, ten you will use as provisions for the journey, ten will be spent on your clothing and the like, and ten you will spend on your companions.
Hadith Referenceالسنن الكبرى للبيهقي / كتاب الحج / 8905