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Sahih al-Jami al-Saghir — Hadith 3024

"ثلاث أقسم عليهن: ما نقص مال عبد من صدقة ولا ظلم عبد مظلمة صبر عليها إلا زاده الله عز وجل عزا ولا فتح عبد باب مسألة إلا فتح الله عليه باب فقر وأحدثكم حديثا فاحفظوه إنما الدنيا لأربعة نفر: عبد رزقه الله مالا وعلما فهو يتقي فيه ربه ويصل فيه رحمه ويعمل لله فيه حقا فهذا بأفضل المنازل وعبد رزقه الله تعالى علما ولم يرزقه مالا فهو صادق النية يقول: لو أن لي مالا لعملت بعمل فلان فهو بنيته فأجرهما سواء وعبد رزقه الله مالا ولم يرزقه علما يخبط في ماله بغير علم لا يتقي فيه ربه ولا يصل فيه رحمه ولا يعمل لله فيه حقا فهذا بأخبث المنازل وعبد لم يرزقه الله مالا ولا علما فهو يقول: لو أن لي مالا لعملت فيه بعمل فلان فهو بنيته فوزرهما سواء "
The Prophet (peace and blessings be upon him) said:
"There are three things upon which I swear: no servant's wealth is diminished by charity; no servant is patient in the face of an injustice except that Allah, the Mighty and Majestic, increases him in honour; and no servant opens the door of begging except that Allah opens upon him the door of poverty. And I will tell you something, so remember it: this world is only for four kinds of people. One is a servant whom Allah has blessed with both wealth and knowledge, so he fears his Lord in it, maintains ties of kinship, and fulfils the right of Allah; he is at the best of ranks. The second is a servant whom Allah has given knowledge but not wealth, and, being sincere in his intention, he says: 'If I had wealth, I would do as so-and-so does.' So by virtue of his intention, he receives a reward equal to the first. The third is a servant whom Allah has given wealth but not knowledge, so he acts as he pleases with his wealth without knowledge; he neither fears his Lord in it, nor maintains ties of kinship, nor fulfils the right of Allah; he is at the worst of ranks. The fourth is a servant whom Allah has given neither wealth nor knowledge, and he says: 'If I had wealth, I would do as so-and-so does.' So by virtue of his intention, he is equal to him in sin."
Hadith Reference صحیح الجامع الصغیر / حرف الثاء / 3024
Hadith Grading الألبانی: صحيح
Hadith Takhrij [حم ت] عن أبي كبشة الأنماري. صحيح الترغيب ١٤ وزاد أحمد والترمذي عند ابن ماجه بلفظ آخر، المشكاة ٥٢٨٧.