A man who buys goods from another and says: On credit at such a price, and for cash at such a price

Sayyiduna Ibn Abbas (may Allah be pleased with them both) said that if the seller says about goods that they are so much for cash and so much on credit, there is no harm in that, but there must be mutual consent at the time of parting.

Sayyiduna Ibn Mas'ud (may Allah be pleased with him) said that two transactions in one transaction are usury (riba), except that if a man says: So much for cash and so much on credit, then that is proper.

The same is reported through another chain.

Muhammad (Ibn Sirin) used to consider it disliked for a man to say about goods: So much for cash and so much on credit.

Sa'id bin al-Musayyib forbade making two sales that are contained in one transaction.

Tawus said that in this situation, there is no harm if he takes one of the two kinds.

Tawus and Ata said that there is no harm in a man saying: This garment is so much for cash and so much on credit, and then keeping to one of the two transactions.

Tawus and Ata said that there is no harm in a man saying: This garment is so much for cash and so much on credit, and then taking it away on one of the two terms.

Ata said that if someone buys something and then says: I do not have its price in cash, I will buy it on credit, then if the two of them cancel the first sale, he may buy it on credit if he wishes.

It is narrated from Sayyiduna Abu Hurayrah (may Allah be pleased with him) that the Messenger of Allah (peace and blessings be upon him) said: Whoever makes two sales in one sale, for him is the lower-priced of the two, otherwise it will be usury (riba).

When Sayyiduna Abdullah bin Amr bin al-As (may Allah be pleased with him) sent out a trading caravan, he used to forbid them from setting two conditions in one sale.

Shu'bah said: I asked al-Hakam and Hammad what the ruling is if someone, while buying something, says: So much for cash and so much on credit. They said that there is no harm in it, when he has chosen one of the two transactions before parting. Shu'bah said: I mentioned this to Mughirah, and he said that when the two part having agreed on one of the two terms, Ibrahim also saw no harm in it.

Shu'bah said: I mentioned this to Mughirah, and he said that Ibrahim used to see no harm in it when the two parted on one of the two terms.