Ruling if a Man Says: If on Credit, for This Price; If Cash, for That Price

Hazrat Ibn Abbas (may Allah be pleased with both of them) says that if the seller says about the goods that the cash price is such and the credit price is such, then there is no harm in it; however, mutual consent at the time of separation is necessary.

Hazrat Ibn Masood (may Allah be pleased with him) says that there are two types of usury in one transaction; however, if a person says that the price is such-and-such for cash and such-and-such for credit, then this is permissible.

It is narrated similarly through another chain.

Muhammad considered it disliked that a person should say about goods: "The price is such-and-such in cash and such-and-such on credit."

Hazrat Saeed bin Musayyib has prohibited two sales that are comprised in a single transaction.

Hazrat Tawus says that in this case, there is no harm if one takes either of the two oaths.

Hazrat Tawus and Hazrat Ata say that there is no harm if a person says: "This cloth is for such-and-such amount in cash and for such-and-such amount on credit," and then settles on one of the two transactions.

21679 - From Abd al-Rahman ibn Amr al-Awza'i, from Ata (they both said): There is no harm in saying: This garment is for such-and-such in cash and for such-and-such on credit, and he proceeds with it on one of the two.

Hazrat Ata says that if a person buys something and then says that he does not have its price in cash, and wants to buy it on credit, then if both parties cancel the first sale, he may, if he wishes, buy it on credit.

It is narrated from Hazrat Abu Hurairah (may Allah be pleased with him) that the Messenger of Allah (peace and blessings be upon him) said: Whoever makes two sales in one transaction, he will have the one with the lesser value of the two, otherwise it will be usury.

Hazrat Abdullah bin Amr bin Aas (may Allah be pleased with him) used to prohibit those whom he sent with a trade caravan from stipulating two conditions in one sale.

Hazrat Sha’bah says that I asked Hazrat Hakam and Hazrat Hammad: If a person, while buying something, says, “For cash, it is this much, and for credit, it is that much,” what is the ruling on this? They replied that there is no harm in it, as long as he chooses one transaction before parting. Hazrat Sha’bah says that I mentioned this to Hazrat Mughira, and he said that if they separate after agreeing on one of the two options, then Ibrahim also did not consider there to be any harm in it.

21684 - He said: Shu’bah, so I mentioned that to Mughira and he said: Ibrahim saw no harm in that if they (separated) (1) upon (one of them) (2).