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Bayhaqi 11229 — Those who said: A pledge is liable to compensation

كَمَا أَخْبَرَنَا أَبُو الْقَاسِمِ عَبْدُ الْعَزِيزِ بْنُ مُحَمَّدِ بْنِ جَعْفَرِ بْنِ شَبَّانٍ الْعَطَّارُ بِبَغْدَادَ، ثنا عَبْدُ الْبَاقِي بْنُ قَانِعٍ، ثنا عَلِيُّ بْنُ مُحَمَّدٍ، ثنا مُوسَى بْنُ إِسْمَاعِيلَ، ثنا حَمَّادُ بْنُ سَلَمَةَ، عَنْ قَتَادَةَ، عَنْ خِلَاسٍ، عَنْ عَلِيٍّ رَضِيَ اللهُ عَنْهُ قَالَ: " إِذَا كَانَ فِي الرَّهْنِ فَضْلٌ، فَإِنْ أَصَابَتْهُ جَائِحَةٌ فَالرَّهْنُ بِمَا فِيهِ، فَإِنْ لَمْ تُصِبْهُ جَائِحَةٌ فَإِنَّهُ يَرُدُّ الْفَضْلَ. " مَا رَوَى خِلَاسٌ عَنْ عَلِيٍّ أَخَذَهُ مِنْ صَحِيفَةٍ، قَالَهُ يَحْيَى بْنُ مَعِينٍ وَغَيْرُهُ مِنَ الْحُفَّاظِ، وَرُوِيَ عَنْ عَلِيٍّ رَضِيَ اللهُ عَنْهُ مُطْلَقًا: " يَتَرَادَّانِ الْفَضْلَ ".
Sayyiduna Ali (may Allah be pleased with him) said: If the pledged item is worth more (than the debt) and it is destroyed, it goes in exchange for that debt; and if it is not destroyed, the excess value will be returned. What Khilas narrated from Sayyiduna Ali (may Allah be pleased with him) he took from a written sheet (sahifah); this was said by Yahya bin Ma'in (may Allah have mercy on him) and others. It is narrated from Sayyiduna Ali (may Allah be pleased with him), without qualification, that each of the two parties returns the excess to the other.
Hadith Reference السنن الكبرى للبيهقي / كتاب الرهن / 11229