«اللهم إني أعوذ بك من الهم والحزن والعجز والكسل والبخل والجبن وضلع الدين وغلبة الرجال»
The Prophet (peace and blessings be upon him) said:
"'Allahumma inni a'udhu bika mina al-hammi wal-hazani wal-'ajzi wal-kasali wal-bukhli wal-jubni wa dala'i ad-dayni wa ghalabati ar-rijal' (O Allah, I seek refuge in You from worry and grief, from incapacity and laziness, from miserliness and cowardice, and from the burden of debt and the domination and control of people)."
Hadith Referenceصحیح الجامع الصغیر / حرف الألف / 1289