Is It Permissible to Buy Food Items on Credit in Islam?

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Source: Shaykh Mubashir Ahmad Rabbani – Ahkām wa Masā’il: Kitāb-o-Sunnat kī Roshnī meṅ

❖ Question:

Is it permissible to purchase food items and similar necessities on credit in Islam?

❖ Answer:

Yes, purchasing such items on credit is permissible in Sharīʿah.

It is narrated from Sayyidah ʿĀ’ishah رضي الله عنها that:

“The Messenger of Allah ﷺ bought food grains on credit from a Jew and placed his armor with him as collateral.”
(Ṣaḥīḥ al-Bukhārī, Kitāb al-Rahn, Bāb: al-Rahn ʿinda al-Yahūd wa Ghayrihim – Hadith: 2513)

This authentic ḥadīth proves that food and daily necessities may be purchased on credit in Islam.

(And Allah knows best.)