A man who lends dirhams to another man

Abu Uthman reported that Sayyiduna Ibn Mas'ud (may Allah be pleased with him) used to dislike that a person should lend dirhams to someone and then receive better than them from him.

Ata said that Sayyiduna Ibn Umar (may Allah be pleased with them both) used to borrow dirhams. Then when his stipend (salary) came out, he would repay with better dirhams in return.

Ash'ath said: I asked al-Hasan: "O Abu Sa'id! The large (dirhams) come, and I have some female neighbours who have fixed stipends. They borrow from me, and when lending, my intention is that their dirhams at the time of repayment will be better than these dirhams of mine." He replied that there is no harm in this.

Zakariyya said: I said to Amir: "A person borrows from me, and when his stipend comes out, he gives me better than it." He said: "If you did not give it to him on this condition, nor give it seeking that, then there is no harm."

Al-Dahhak said: When you lend something and are repaid better than it, there is no harm if this was not made a condition at the time of the loan.

Al-Hakam and Hammad were asked about a person who lends to someone and then receives better than what he gave. They said: "If he did not intend it, then there is no harm."

It is narrated from al-Awza'i that one person lent another ten dirhams, and when repaying the loan that person brought ten dirhams and two daniqs (a daniq being one sixth of a dirham). He said: "Do not accept it." I said: "He is giving it willingly." He said: "Was usury (riba) not done willingly?!"

Amir said concerning a person who lends, and at the time of lending intends that he will be repaid better than it: This is a viler thing.

It is narrated from Ibn Sirin that a man asked Sayyiduna Ibn Mas'ud (may Allah be pleased with him) for a loan and he gave it to him. Then he repaid it, and the man said: "I have given you extra from the best of my stipend." Sayyiduna Ibn Mas'ud (may Allah be pleased with him) disliked that and said: "Return the like of my dirhams."

Ata bin Ya'qub said: Sayyiduna Ibn Umar (may Allah be pleased with them both) borrowed one thousand dirhams from me, then he repaid me my dirhams in better quality and said: "Whatever is extra in them is a gift from me to you. Will you accept it?" I said: "Yes!"

Shu'bah said: I asked al-Hakam and Hammad about a man who lends another man dirhams, and the borrower repays him with better and finer ones. They said: "If that is not his intention, then there is no harm in it."

Amir also says the same: if he had no such intention and did not stipulate it, there is no harm.

Al-Mughirah said: I asked Sayyiduna Ibn Umar (may Allah be pleased with them both): "I lend to my neighbours until the time of the stipend, and they repay me with dirhams finer than mine." He said: "If you did not stipulate it, there is no harm."