The Ruling on Pawning (Rahn) in Islam

Source: Urdu Commentary of ‘Umdat al-Ahkam from the Sayings of the Best of Mankind
Translation by: Hafiz Faizullah Nasir

✿ Hadith​

Narrated by: Aisha (رضي الله عنها)

“The Messenger of Allah (صلى الله عليه وسلم) bought food from a Jew and gave his iron armor as collateral.”

✿ Explanation of Vocabulary​

الرهن (Rahn):
Pawning or pledging: It refers to depositing a valuable item with the seller as a guarantee when purchasing something on credit. The item is returned once the payment is made in full.

درع (Dir‘):
An iron armor worn during battle for protection against enemy attacks.

✿ Explanation of the Hadith​

Imam Ibn Battal (رحمه الله) states that all jurists agree on the permissibility of pawning (Rahn) whether during travel or residence.
However, Imam Mujahid (رحمه الله) and al-Dahhak (رحمه الله) held the opinion that Rahn is legislated only during travel, and even then only when a scribe is not available.

✔ Despite this view, the first opinion is considered stronger and more correct, as it aligns directly with the actions of the Prophet (صلى الله عليه وسلم) as recorded in this Hadith.

Hadith References:
Sahih al-Bukhari, Book of Loans, Chapter: One who buys on credit and does not have the price, Hadith: 2386
Sahih Muslim, Book of Musaqah, Chapter: Pawning and Its Permissibility in Travel and Residence, Hadith: 1603
 
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