Guaranteeing Someone Taking a Loan from a Bank

Authored by: Fatwas of the Saudi Fatwa Committee

Taking a loan with interest from a bank is not permissible in Islam. Consequently, guaranteeing someone who takes such a loan is also impermissible. This is because it involves aiding in sin, which Allah has explicitly prohibited.

Allah Almighty states in the Qur'an:

"وَلَا تَعَاوَنُوا عَلَى الْإِثْمِ وَالْعُدْوَانِ ۚ وَاتَّقُوا اللَّهَ ۖ إِنَّ اللَّهَ شَدِيدُ الْعِقَابِ"

(Translation: And do not help one another in sin and transgression. And fear Allah; indeed, Allah is severe in penalty.) [Al-Ma'idah: 2]

Guaranteeing such transactions equates to supporting an activity that is against Islamic teachings and incurs divine displeasure.

[Reference: Al-Lajnah Ad-Daimah, Fatwa No. 14623]
 
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