Ruling on Investing an Entrusted Item Without the Owner’s Permission
✒ Fatwa by the Saudi Permanent Committee for Islamic Rulings
When someone entrusts an item to you as a trust (Amānah), it is not permissible for you to invest, use, or transact with that item without the explicit permission of the owner.
✔ You are required to safeguard it just as one would normally protect such an item.
✔ If you used or invested it without permission, you must seek the owner's consent afterward.
✔ If the owner grants permission, then it is acceptable.
✔ If not, you must compensate the owner by:
Any settlement is valid as long as it does not declare ḥarām as ḥalāl or ḥalāl as ḥarām, for reconciliation among Muslims is permitted within Sharīʿah boundaries.
✒ Fatwa by the Saudi Permanent Committee for Islamic Rulings
◈ Investment of a Trust Without Owner’s Permission
When someone entrusts an item to you as a trust (Amānah), it is not permissible for you to invest, use, or transact with that item without the explicit permission of the owner.
✔ You are required to safeguard it just as one would normally protect such an item.
✔ If you used or invested it without permission, you must seek the owner's consent afterward.
✔ If the owner grants permission, then it is acceptable.
✔ If not, you must compensate the owner by:
- Giving him the profit earned, or
- Reaching a mutual settlement, such as sharing half of the profit or any other fair agreement.
Any settlement is valid as long as it does not declare ḥarām as ḥalāl or ḥalāl as ḥarām, for reconciliation among Muslims is permitted within Sharīʿah boundaries.