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The Concept and Rulings of Loans in Islam

✿ Written by: Saudi Fatwa Committee (Fatāwā)

❖ Definition of Loan (Qarḍ)​


A loan (qarḍ) refers to any amount of money that is given to another person with the obligation to return it at a specified time.

  • The borrower remains liable to repay the loan,
  • Even if the amount is lost or destroyed, the debt remains due and must be repaid.
 
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