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Ruling on Opening Accounts in Interest-Based Banks

Opening Accounts in Interest-Based Banks


Written by: Imran Ayyub Lahori


Ruling​


Opening an account in an interest-based bank is haram in Shari‘ah:


  • If it is a savings account: It is prohibited because it involves taking and giving riba (interest).
  • If it is a current account: It is also prohibited because it constitutes assisting in interest-based business.

Qur’anic Evidence​


Allah ﷻ says:


﴿ وَلَا تَعَاوَنُوا عَلَى الْإِثْمِ وَالْعُدْوَانِ ﴾
"And do not help one another in sin and transgression."
[al-Ma’idah: 2]
 
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