سُوْرَةُ الْحَدِيْدِ
Surah Al-Hadid (57) — Ayah 11
مَّن ذَا ٱلَّذِى يُقْرِضُ ٱللَّهَ قَرْضًا حَسَنًا فَيُضَـٰعِفَهُۥ لَهُۥ وَلَهُۥٓ أَجْرٌ كَرِيمٌ ﴿11﴾
Translation by Dr. Muhammad Muhsin Khan & Dr. Taqi-ud-Din al-Hilali
Who is he that will lend Allâh a goodly loan: then (Allâh) will increase it manifold to his credit (in repaying), and he will have (besides) a good reward (i.e. Paradise).
Word by Word — Arabic, Transliteration & Meaning
مَّن
man
Who (is)
ذَا
dhā
the one who
ٱلَّذِى
alladhī
the one who
يُقْرِضُ
yuq'riḍu
will loan
ٱللَّهَ
l-laha
(to) Allah
قَرْضًا
qarḍan
a loan
حَسَنًۭا
ḥasanan
goodly
فَيُضَـٰعِفَهُۥ
fayuḍāʿifahu
so He will multiply it
لَهُۥ
lahu
for him
وَلَهُۥٓ
walahu
and for him
أَجْرٌۭ
ajrun
(is) a reward
كَرِيمٌۭ
karīmun
noble
Tafsir Taiseer ul-Quran — Maulana Abdul Rahman Kilani
Tafsir Taiseer ul-Quran (Facilitation of the Quran) is a comprehensive Quran commentary by Maulana Abdul Rahman Kilani, a renowned Salafi (Ahl al-Hadith) scholar from Pakistan. Known for his eloquent and accessible writing style, Kilani authored this tafsir with a focus on clarity — making Quranic meanings understandable to the common reader. The tafsir provides detailed historical context for verses related to battles and expeditions, and firmly refutes modernist ideologies using strong scriptural evidence. It is widely regarded as an invaluable resource for understanding the Quran and countering deviant interpretations. The tafsir is originally written in Urdu, translated to English by tohed.com.
11. Who is it that will lend to Allah a good loan [16], so He may multiply it for him and grant him a noble reward [17]?
[16]
Ten Guidelines Regarding Qard Hasanah:
Qard Hasanah refers to any wealth that is spent purely for the pleasure of Allah, according to His instructions and commands. Whether it is obligatory charity or zakat, or other obligatory or voluntary charities, and whether it is spent in the path of Allah for jihad or given to fulfill the need of a needy person. Observing the following ten matters regarding Qard Hasanah will make it the best charity.
(1) It should be spent from lawful earnings because charity from unlawful earnings is not accepted.
(2) Do not give inferior goods in charity.
(3) Give charity at a time when you yourself are also in need.
(4) Give preference to the need of another over your own need.
(5) Giving charity secretly is better.
(6) After giving charity, do not remind of your favor nor try to obtain compensation for it in any other way. These things ruin charity.
(7) There should not be even a hint of show or ostentation (riya) in charity. This too ruins charity.
(8) Consider your given charity as insignificant. After giving charity, one’s soul should not become proud of this good deed.
(9) If one gives the best and most beloved wealth in charity, it is much better for him.
(10) After giving charity to the needy, do not think that you have done him a favor, rather think that he had a right in your wealth and you have fulfilled his right, and by giving the right to the deserving, you have lightened your own burden.
[17]
Two Benefits of Qard Hasanah:
Allah Almighty has made two promises to those who give Qard Hasanah: one is that Allah will return it multiplied many times over. Allah has promised the return of such spent wealth even in this world. [34: 39]
And in the Hereafter, it can be increased up to seven hundred times or even more, meaning that the more the above-mentioned conditions of Qard Hasanah are observed, the greater will be the increase in its reward. And the second promise is that He will grant them an excellent reward. This phrase indicates the reality that if a person spends a portion of the wealth given by Allah according to Allah’s command, then where does the person have the right to receive a reward? But even so, Allah grants a very excellent reward to those who give such Qard Hasanah. It should be clear that Allah giving the servant double or more than the original is not a matter of interest or usury. Therefore, this matter is between the Master and His slave. And whatever reward the Owner gives for the services of the slave—whether equal, double, tenfold, or twentyfold—it cannot be called interest or usury. However, it can certainly be estimated how appreciative and generous the Master is regarding the services of His slave.
[16]
Ten Guidelines Regarding Qard Hasanah:
Qard Hasanah refers to any wealth that is spent purely for the pleasure of Allah, according to His instructions and commands. Whether it is obligatory charity or zakat, or other obligatory or voluntary charities, and whether it is spent in the path of Allah for jihad or given to fulfill the need of a needy person. Observing the following ten matters regarding Qard Hasanah will make it the best charity.
(1) It should be spent from lawful earnings because charity from unlawful earnings is not accepted.
(2) Do not give inferior goods in charity.
(3) Give charity at a time when you yourself are also in need.
(4) Give preference to the need of another over your own need.
(5) Giving charity secretly is better.
(6) After giving charity, do not remind of your favor nor try to obtain compensation for it in any other way. These things ruin charity.
(7) There should not be even a hint of show or ostentation (riya) in charity. This too ruins charity.
(8) Consider your given charity as insignificant. After giving charity, one’s soul should not become proud of this good deed.
(9) If one gives the best and most beloved wealth in charity, it is much better for him.
(10) After giving charity to the needy, do not think that you have done him a favor, rather think that he had a right in your wealth and you have fulfilled his right, and by giving the right to the deserving, you have lightened your own burden.
[17]
Two Benefits of Qard Hasanah:
Allah Almighty has made two promises to those who give Qard Hasanah: one is that Allah will return it multiplied many times over. Allah has promised the return of such spent wealth even in this world. [34: 39]
And in the Hereafter, it can be increased up to seven hundred times or even more, meaning that the more the above-mentioned conditions of Qard Hasanah are observed, the greater will be the increase in its reward. And the second promise is that He will grant them an excellent reward. This phrase indicates the reality that if a person spends a portion of the wealth given by Allah according to Allah’s command, then where does the person have the right to receive a reward? But even so, Allah grants a very excellent reward to those who give such Qard Hasanah. It should be clear that Allah giving the servant double or more than the original is not a matter of interest or usury. Therefore, this matter is between the Master and His slave. And whatever reward the Owner gives for the services of the slave—whether equal, double, tenfold, or twentyfold—it cannot be called interest or usury. However, it can certainly be estimated how appreciative and generous the Master is regarding the services of His slave.
