سُوْرَةُ اٰلِ عِمْرٰنَ

Surah Aal-i-Imraan (3) — Ayah 130

The Family of Imraan · Medinan · Juz 4 · Page 66

يَـٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوا۟ لَا تَأْكُلُوا۟ ٱلرِّبَوٰٓا۟ أَضْعَـٰفًا مُّضَـٰعَفَةً ۖ وَٱتَّقُوا۟ ٱللَّهَ لَعَلَّكُمْ تُفْلِحُونَ ﴿130﴾
O you who believe! Eat not Ribâ (usury) doubled and multiplied, but fear Allâh that you may be successful.
يَـٰٓأَيُّهَا yāayyuhā O you
ٱلَّذِينَ alladhīna who
ءَامَنُوا۟ āmanū believe
لَا (Do) not
تَأْكُلُوا۟ takulū eat
ٱلرِّبَوٰٓا۟ l-riba the usury
أَضْعَـٰفًۭا aḍʿāfan doubled
مُّضَـٰعَفَةًۭ ۖ muḍāʿafatan multiplied
وَٱتَّقُوا۟ wa-ittaqū And fear
ٱللَّهَ l-laha Allah
لَعَلَّكُمْ laʿallakum so that you may
تُفْلِحُونَ tuf'liḥūna (be) successful

Tafsir al-Quran al-Karim is a 4-volume Quran commentary by Hafiz Abdus Salam bin Muhammad Bhutvi, a renowned Salafi (Ahl al-Hadith) scholar and Sheikh ul-Hadith from Pakistan. Based on over 45 years of teaching and research, this tafsir follows the methodology of Tafsir bil-Ma'thur — interpreting the Quran through authentic Hadith, statements of the Companions, and the understanding of the early generations (Salaf). It is distinguished by its complete avoidance of Israeliyyat (Judeo-Christian narratives) and unverified reports. The tafsir is originally written in Urdu, translated to English by tohed.com.

(Ayah 130) ➊ {يٰۤاَيُّهَا الَّذِيْنَ اٰمَنُوْا لَا تَاْكُلُوا الرِّبٰۤوا:} Perhaps the mention of interest here (in the context of the Battle of Uhud) is because above (in Ayah 122) cowardice in jihad was mentioned, and consuming interest leads to cowardice for two reasons: one, that eating unlawful wealth decreases the grace to obey, and the greatest obedience is jihad; and second, that taking interest is the height of miserliness. It would have been sufficient to take back only what was given, but if someone benefits in the meantime, even that is not left without charge, and a separate compensation is demanded. So, whoever is so miserly with his wealth, how would he ever be willing to give his life? (Mawaddih)
Then, the Ansar had usurious dealings with the Jews, and in Uhud, harm was caused due to the hypocritical Jews, so by declaring it unlawful, those relations were ended.
{اَضْعَافًا مُّضٰعَفَةً:} Some people have tried to prove compound interest as unlawful and simple interest as lawful from this, whereas here the hard-heartedness of the moneylenders of that time is being described, which still exists today. In the age of ignorance, many people used to give usurious loans to others; when the loan term ended, they would say to the debtor, "Repay the loan, or increase the interest." If the loan was not repaid, the term would be extended and the amount of interest increased. In this way, after some time, the amount of interest would become many times greater than the principal, and this interest was both commercial and non-commercial, as the Tabi‘in have clarified under the commentary of this verse. The Qur’an has indicated this horrific form of usurious business with the words {”اَضْعَافًا مُّضٰعَفَةً“}, otherwise, it does not mean that compound interest is unlawful and simple interest is permissible. In Islam, every kind of interest is unlawful; only one form of loan is permissible, as it is said: «وَ اِنْ تُبْتُمْ فَلَكُمْ رُءُوْسُ اَمْوَالِكُمْ لَا تَظْلِمُوْنَ وَ لَا تُظْلَمُوْنَ » [ البقرۃ : ۲۷۹ ] "And if you repent, then you are entitled to your principal amounts; neither will you wrong nor will you be wronged."

Tafsir Ahsan al-Bayan is a well-known Quran commentary by Hafiz Salahuddin Yusuf, a renowned Salafi (Ahl al-Hadith) scholar from Pakistan. This tafsir explains the meanings of the Quran in accordance with the methodology of the Salaf (early righteous generations), relying on authentic sources and straightforward language. Due to its reliability and adherence to sound Islamic scholarship, the Saudi government publishes and distributes this tafsir among the Hujjaj (pilgrims) visiting the Haramain. The tafsir is originally written in Urdu, translated to English by tohed.com.

130. 1. Since the defeat in the Battle of Uhud was due to disobedience to the Messenger ﷺ and the greed for worldly wealth, now the most dreadful and persistent form of worldly greed, usury, is being prohibited, and obedience is being emphasized. The command "do not consume usury doubled and multiplied" does not mean that if it is not doubled and multiplied, then usury in general is permissible; rather, whether usury is little or much, simple or compound, it is absolutely forbidden, as has already been explained. Allah the Exalted has said to fear Allah and fear the Fire which has been prepared for the disbelievers, by which it is also intended to warn that if you do not refrain from usury, this act can lead you to disbelief, because it is waging war against Allah and His Messenger.

Tafsir Taiseer ul-Quran (Facilitation of the Quran) is a comprehensive Quran commentary by Maulana Abdul Rahman Kilani, a renowned Salafi (Ahl al-Hadith) scholar from Pakistan. Known for his eloquent and accessible writing style, Kilani authored this tafsir with a focus on clarity — making Quranic meanings understandable to the common reader. The tafsir provides detailed historical context for verses related to battles and expeditions, and firmly refutes modernist ideologies using strong scriptural evidence. It is widely regarded as an invaluable resource for understanding the Quran and countering deviant interpretations. The tafsir is originally written in Urdu, translated to English by tohed.com.

130. O you who believe! Do not consume usury, doubled and multiplied [118], and fear Allah so that you may attain salvation (in the Hereafter).

[118]
Gradual Prohibition of Usury:

The mention of the prohibition of usury has already passed in verses 278-279 of Surah Al-Baqarah. This verse was revealed before that. At this stage, the purpose was to acquaint the Muslims with the evils of usury, to instill hatred for it, and to prepare their minds to abandon it completely. The relevance of mentioning usury at this point seems to be that, in the Battle of Uhud, when the Muslims who were initially assigned to a certain position saw signs of victory, they were overcome by greed for wealth and, instead of completing their task, began to collect the spoils. Allah Almighty deemed it necessary to block the source of materialism in order to rectify this situation, because the special characteristic of usury is that it creates vile traits such as greed, avarice, cowardice, selfishness, and materialism in the usurer, and in those who pay usury, it creates vile traits such as hatred, anger, malice, and envy. Such traits are deadly poison for an Islamic society and are contrary to the spirit of jihad, and in the Hereafter, they become a cause of punishment. For these reasons, usury was ultimately declared completely forbidden.