´Abu Hurairah (ra) said:` “The Messenger of Allah (ﷺ) used to order that when one of us went to sleep, he should say: ‘O Allah, Lord of the heavens and Lord of the earths, and our Lord, and the Lord of everything, splitter of the seed-grain and date-stone, and Revealer of the Tawrah and the Injil and the Qur’an. I seek refuge in You from the evil of every evil that You are holding by the forelock. You are the First, there is nothing before You, You are the Last, there is nothing after You, and Az-Zahir, there is nothing above you, and Al-Batin, there is nothing below You. Relieve me of my debt, and enrich me from poverty (Allāhumma rabbas-samāwati wa rabbal-arḍīna wa rabbanā, wa rabba kulli shai’in, fāliqal-ḥabbi wan-nawā, wa munzilat-Tawrāti wal-Injīli wal-Qur’ān. A`ūdhu bika sharri kulli dhi sharrin anta ākhidhun bināṣiyatihi, antal-Awwalu falaisa qablaka shai’un, wa antal-Ākhiru falaisa ba`daka shai’un, waẓ-Ẓāhiru falaisa fauqaka shai'un wal-Bātinu falaisa dūnaka shai’un, iqḍi `annid-daina wa aghninī minal-faqr).’”
Explanation & Benefits
Shaykh Dr. Abdur Rahman Freywai
Explanation:
1:
O Lord of the heavens and the earth! O our Lord! O Lord of everything! The One who splits the earth and brings forth plants from seeds and date-stones,
the One who sent down the Torah,
the Gospel, and the Qur’an,
O Allah! I seek refuge in You from the evil of every evil thing,
You alone can seize the forelock of every evil and corruption.
You are the First—there is nothing before You,
You are the Last—there is nothing after You,
You are the Most High (above)—there is nothing above You,
You are the Most Near (Hidden/Inner)—there is nothing nearer or more hidden than You,
Settle the debt that is upon me, and enrich me so that I am not in need.
Source: Sunan al-Tirmidhi – Majlis ‘Ilmi Dar al-Da‘wah, New Delhi Edition, Page: 3400
Shaykh Maulana Abdul Aziz Alvi
Hadith Commentary:
Benefits and Issues:
In this hadith as well, it is narrated to lie down on the right side for sleep, and this was also the habitual practice of the Prophet (sallallahu alayhi wa sallam), because in this position, the heart, which is on the left side, remains suspended, and for remembrance (dhikr), supplication (du'a), and turning one's attention to Allah while lying down, this posture is more suitable.
And according to Allamah Ibn al-Jawzi, in the view of physicians, this is also appropriate for the body, because by lying on the right side, the food descends, and then by lying on the left side afterwards, it is digested. And this supplication is especially suitable for those who are in debt and afflicted with financial difficulties; the servant should recite this supplication and hope from his Generous Lord that He will create a means for the expansion of sustenance.
Source: Tuhfat al-Muslim: Commentary on Sahih Muslim, Page: 6889
Shaykh Dr. Abdur Rahman Freywai
Explanation:
1:
O Allah! You are the Lord of the seven heavens,
the Lord of the Mighty Throne,
O our Lord! and the Lord of everything,
You are the One Who revealed the Torah,
the Gospel, and the Qur’an,
the One Who splits the earth and brings forth the grain and the sprout,
I seek refuge in You from the evil of everything,
whose forelock is in Your hand,
You are the First (there is nothing before You),
You are the Last (there is nothing after You),
You are the Most High (i.e., above; there is nothing above You),
You are the Most Hidden (nothing is hidden from You),
but nothing is hidden from You,
O Allah! remove my debt from me,
and enrich me, freeing me from poverty.
Source: Sunan al-Tirmidhi – Majlis ‘Ilmi Dar al-Da‘wah, New Delhi Edition, Page: 3481
Shaykh Umar Farooq Saeedi
Benefits and Issues:
➊
In these blessed words, along with the expression of servitude for a Muslim, there is also an expression of the renewal of faith in the oneness of divinity (tawhid al-uluhiyyah), the oneness of lordship (tawhid al-rububiyyah), the oneness of names and attributes (tawhid al-asma wa al-sifat), and the system of messengership.
➋
And especially, there is the teaching to seek refuge from debt and poverty, because due to these, a person's peace and tranquility are destroyed, and honor is put at stake. In addition, many other calamities of religion and worldly life also arise.
Source: Sunan Abu Dawood – Commentary by Shaykh Umar Farooq Saeedi, Page: 5051
Maulana Ataullah Sajid
Benefits and Issues:
➊ The remembrance of Allah is better than worldly wealth.
➋ Allah, the Exalted, is the First and the Last. Time affects the creation, not the Creator; for Him, all times are equal.
➌ Allah, the Exalted, is the Most High and Dominant over all, and His power encompasses every particle of creation, and in terms of knowledge and power, He is the closest of all.
➌ One should supplicate to Allah by means of His attributes.
➍ Poverty and wealth are in the hands of Allah; therefore, to seek deliverance from debt and poverty, one should seek Allah’s help through the prescribed (masnun) supplication.
Source: Commentary on Sunan Ibn Mājah by Mawlānā ‘Atā’ullāh Sājid, Page: 3831
Maulana Ataullah Sajid
Benefits and Issues:
➊
One should mention the attributes of Allah when making supplication (du'a).
➋
Allah Most High fulfills physical needs as well.
And in order to provide material sustenance to His servants, He splits the grain and the pit, causing crops and trees to grow.
And He also fulfills spiritual needs.
For this purpose, He continued the chain of prophethood and revealed heavenly books.
➌
In this supplication, the attribute of Allah as the Provider (Razzaqiyyah) is invoked as a means for the repayment of debt.
➍
Time and space are creations of Allah.
Therefore, He encompasses all of them.
With respect to time, He is the First (al-Awwal) and the Last (al-Akhir).
And with respect to space, He is above all creation (az-Zahir).
And with respect to His power and knowledge, He is the closest (al-Batin).
➎
If, along with poverty, there is attention towards Allah and absorption in worship, then this is praiseworthy.
So that the heart does not become preoccupied with wealth and riches and become heedless of Allah.
But if poverty and deprivation reach such a level
that even basic needs are not fulfilled,
and a person is forced to stretch out his hand before others just to fill his stomach,
or becomes indebted while there is no hope of repaying the debt, then such poverty is blameworthy and one should seek Allah’s protection from it.
Source: Commentary on Sunan Ibn Mājah by Mawlānā ‘Atā’ullāh Sājid, Page: 3873