Silsilah Sahihah

It is narrated from Sayyiduna Abu Hurairah (may Allah be pleased with him) that the Messenger of Allah (peace and blessings of Allah be upon him) said: "The dinar is a treasure, the dirham is also a treasure, and the qirat is also a treasure." The companions asked: We know the dinar and the dirham, but what is the qirat? He (peace and blessings of Allah be upon him) said: "Half a dirham, half a dirham, half a dirham (is called a qirat)."

Sayyida Umm Salamah (may Allah be pleased with her) says: I used to wear anklets made of gold. One day I asked: O Messenger of Allah! Is this also considered a treasure (hoarded wealth)? The Prophet (peace and blessings of Allah be upon him) said: "Whatever (jewelry) reaches the threshold for zakat and its zakat has been paid, then it is not considered a treasure."