Hafiz Mahfooz Ahmad
Benefits:
This is the principle of allegiance (bay‘ah): that people are taken an oath from to perform righteous deeds and to abstain from evil deeds. Nowadays, specific personalities have been singled out for bay‘ah, and where this bay‘ah is considered necessary, not only are others encouraged to pledge allegiance, but those servants of Allah who are deprived of this type of bay‘ah are subjected to taunts, insults, and abuse. All of this is baseless and without reality.
Imam al-Albani rahimahullah writes: In this blessed hadith is a refutation of the Khawarij, who declare the people of tawhid to be disbelievers due to major sins, and also a refutation of the Mu‘tazilah, who consider punishment necessary for a sinful Muslim who dies without repentance, because the Prophet sallallahu alayhi wa sallam said that the matter of punishing or not punishing a sinful monotheist is subject to the will (mashiyyah) of Allah, He may punish if He wills and may forgive if He wills. The Prophet sallallahu alayhi wa sallam did not say that Allah will definitely punish.
This is also the meaning of the statement of Allah Ta‘ala:
«إِنَّ اللَّهَ لَا يَغْفِرُ أَن يُشْرَكَ بِهِ وَيَغْفِرُ مَا دُونَ ذَلِكَ لِمَنْ يَشَاءُ» [سوره نساء: 116، 47]
“Indeed, Allah does not forgive associating partners with Him, but He forgives whatever is less than that for whom He wills.”
Allah Ta‘ala has made a distinction between shirk (associating partners) and other sins, meaning that shirk is unforgivable, and other sins are subject to His will—He may forgive them or He may hold one accountable for them.
It is necessary that this verse and hadith be applied to the person who dies without repenting from sins, because the one who repents from shirk during his lifetime is forgiven, and the one who repents from other sins will, of course, be forgiven (provided that Allah Ta‘ala accepts his repentance).
Through this reasoning, I wish to refute those people of the present age who sometimes declare Muslims to be disbelievers due to major sins, and at other times are seen saying that these sins will not be forgiven without repentance, and if a Muslim commits a major sin and dies without repenting, he will definitely be punished.
These people, in opposition to the Book and the Sunnah, have equated shirk and lesser sins in this regard, that punishment is necessary for both. I have, at various times and gatherings, refuted these people with evidence; some, being affected, repented from this belief and joined the ranks of the best Salafi youth. May Allah Ta‘ala guide the rest. [صحيحه: 2999]
Source: Silsilah Ahadith Sahihah: Commentary by Muhammad Mahfooz Ahmad, Page: 38