´It was narrated from 'Abdullah bin 'Amr bin Al-'As that:` The Messenger of Allah [SAW] used to say these words in his supplication: "Allahumma inni a'udhu bika min ghalabatid-dain, wa ghalabatil-'aduwwi, wa shamatatil-a'da'. (O Allah, I seek refuge with You from being overwhelmed with debt, from being overpowered by the enemy and from the enemy rejoicing over my misfortunes.)'"
Explanation & Benefits
Hafiz Muhammad Ameen
(1) By "overpowering," it is meant that I become incapable of fulfilling it and die while bearing it upon myself.
(2) By "heart-paining joy," it is meant the kind of happiness that is derived from another's misfortune, as is the custom of enemies. The intent is: O Master! Protect me from such calamities that would bring joy to the enemies. Here, their personal happiness is not intended.
Source: Sunan Nasa'i: Translation and Benefits by Shaykh Hafiz Muhammad Amin Hafizullah, Page: 5477