´It was narrated from Anas that:` The Prophet of Allah [SAW] said: "Allahumma inni a'udhu bika min al-'ajzi, wal-kasali, wal-bukhli, wal-jubni, wal-harami, wa 'adhabil-qabri, wa fitnatil-mahya wal-mamat (O Allah, I seek refuge in You from incapacity, laziness, miserliness, cowardice, old age, the torment of the grave and the trials of life and death.)"
´Zaid bin Arqam [may Allah be pleased with him] said that the Prophet (ﷺ) used to say:` “O Allah, indeed I seek refuge in You from laziness, helpless old age, and stinginess (Allāhumma innī a`ūdhu bika minal-kasali wal-`ajzi wal-bukhl).” And with this chain, from the Prophet (ﷺ), that he used to seek refuge from senility and the punishment of the grave.
Shaykh Dr. Abdur Rahman Freywai
Explanation: 1: O Allah! I seek refuge in You from laziness and indolence, from incapacity and helplessness, and from miserliness and stinginess.
Source: Sunan al-Tirmidhi – Majlis ‘Ilmi Dar al-Da‘wah, New Delhi Edition, Page: 3572