سنن نسائي

Nasai

 كتاب البيوع

The Book of Financial Transactions

 بَابُ : التَّسْهِيلِ فِيهِ

Chapter: Leniency Concerning That

Hadith 4691

اُردوEn
حَدَّثَنَا مُحَمَّدُ بْنُ الْمُثَنَّى ، قَالَ : حَدَّثَنَا وَهْبُ بْنُ جَرِيرٍ ، قَالَ : حَدَّثَنَا أَبِي ، عَنِ الْأَعْمَشِ ، عَنْ حُصَيْنِ بْنِ عَبْدِ الرَّحْمَنِ ، عَنْ عُبَيْدِ اللَّهِ بْنِ عَبْدِ اللَّهِ بْنِ عُتْبَةَ ، أَنَّ مَيْمُونَةَ زَوْجَ النَّبِيِّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ اسْتَدَانَتْ ، فَقِيلَ لَهَا : يَا أُمَّ الْمُؤْمِنِينَ , تَسْتَدِينِينَ وَلَيْسَ عِنْدَكِ وَفَاءٌ ، قَالَتْ : إِنِّي سَمِعْتُ رَسُولَ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ ، يَقُولُ : " مَنْ أَخَذَ دَيْنًا وَهُوَ يُرِيدُ أَنْ يُؤَدِّيَهُ أَعَانَهُ اللَّهُ عَزَّ وَجَلَّ " .
´It was narrated from 'Ubaidullah bin 'Abdullah bin 'Utbah that Maimunah, the wife of the Prophet, took a loan, and it was said to her:` "O Mother of the Believers, why have you taken a loan when you do not have the means to pay if off?" She said: "I heard the Messenger of Allah say: 'Whoever takes a loan intending to pay it back, Allah, the Mighty and Sublime, will help him."'
Hadith Reference سنن نسائي / كتاب البيوع / 4691
Hadith Grading الألبانی: صحيح  |  زبیر علی زئی: حسن
Hadith Takhrij «تفرد بہ النسائي (تحفة الأشراف: 18073)، مسند احمد (6/332، 335) (صحیح)»
Related hadith on this topic
Ibn Majah: 2408 Nasai: 4690
Explanation & Benefits
Ibn Majah — Hadith 2408
´It was narrated that :` the Mother of the Believers Maimunah used to take out loans frequently, and some of her family said: “Do not that,” and they denounced her for that. She said: “No. I heard my Prophet (ﷺ) and my close friend say: ‘There is no Muslim who takes out a loan and Allah(SWT) knows that he intends to pay it back, but Allah(SWT) will pay it back for him in this world.'”
Maulana Ataullah Sajid
Benefits and Issues:

➊ It is permissible to take a loan when there is a need, however, it is better to avoid it.

➋ When taking a loan, one should have the intention to repay it as soon as possible.

➌ Allah Ta’ala helps those who have such an intention, and they are able to repay the loan with ease, provided that they make a sincere effort to repay and do not show negligence in this matter.

➍ Good intention holds great importance in the sight of Allah Ta’ala.

➎ If a person passes away before repaying the loan, it is the duty of the heirs to repay it. If it is not repaid, then on the Day of Judgment, repayment will have to be made in the form of good deeds.
Source: Commentary on Sunan Ibn Mājah by Mawlānā ‘Atā’ullāh Sājid, Page: 2408
Nasai — Hadith 4690
´It was narrated that 'Imran bin Hudaifah said:` "Maimunah used to take out loans frequently, and some of her family criticized her and denounced her for that. She said: 'I will not stop taking loans, for I heard my close friend and my beloved say: "There is no one who takes out a loans, and Allah knows that he intends to pay it back, but Allah will pay it back for him in this world."
Hafiz Muhammad Ameen
"Will pay it off" means that Allah will grant him the ability to repay, or He will inspire one of His righteous servants to pay off the debt on his behalf.
Source: Sunan Nasa'i: Translation and Benefits by Shaykh Hafiz Muhammad Amin Hafizullah, Page: 4690
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