Hadith 4690

أَخْبَرَنِي مُحَمَّدُ بْنُ قُدَامَةَ ، قَالَ : حَدَّثَنَا جَرِيرٌ ، عَنْ مَنْصُورٍ ، عَنْ زِيَادِ بْنِ عَمْرِو بْنِ هِنْدٍ ، عَنْ عِمْرَانَ بْنِ حُذَيْفَةَ ، قَالَ : كَانَتْ مَيْمُونَةُ تَدَّانُ وَتُكْثِرُ ، فَقَالَ لَهَا أَهْلُهَا فِي ذَلِكَ وَلَامُوهَا وَوَجَدُوا عَلَيْهَا ، فَقَالَتْ : لَا أَتْرُكُ الدَّيْنَ ، وَقَدْ سَمِعْتُ خَلِيلِي وَصَفِيِّي صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ ، يَقُولُ : " مَا مِنْ أَحَدٍ يَدَّانُ دَيْنًا فَعَلِمَ اللَّهُ أَنَّهُ يُرِيدُ قَضَاءَهُ إِلَّا أَدَّاهُ اللَّهُ عَنْهُ فِي الدُّنْيَا " .
´It was narrated that 'Imran bin Hudaifah said:` "Maimunah used to take out loans frequently, and some of her family criticized her and denounced her for that. She said: 'I will not stop taking loans, for I heard my close friend and my beloved say: "There is no one who takes out a loans, and Allah knows that he intends to pay it back, but Allah will pay it back for him in this world."
Hadith Reference سنن نسائي / كتاب البيوع / 4690
Hadith Grading الألبانی: صحيح دون قوله في الدنيا  |  زبیر علی زئی: ضعيف، إسناده ضعيف، ابن ماجه (2408) زياد بن عمرو وعمران بن حذيفة لم يوثقهما غير ابن حبان. وحديث ابن ماجه (الأصل: 2409) وسنده حسن يغني عنه. انوار الصحيفه، صفحه نمبر 355
Hadith Takhrij «سنن ابن ماجہ/الصدقات 10(2408)، (تحفة الأشراف: 18077) (صحیح) (لیکن ’’فی الدنیا‘‘ کا لفظ صحیح نہیں ہے)»
Related hadith on this topic
Explanation & Benefits
Hafiz Muhammad Ameen
"Will pay it off" means that Allah will grant him the ability to repay, or He will inspire one of His righteous servants to pay off the debt on his behalf.
Source: Sunan Nasa'i: Translation and Benefits by Shaykh Hafiz Muhammad Amin Hafizullah, Page: 4690
Maulana Ataullah Sajid
Benefits and Issues:

➊ It is permissible to take a loan when there is a need, however, it is better to avoid it.

➋ When taking a loan, one should have the intention to repay it as soon as possible.

➌ Allah Ta’ala helps those who have such an intention, and they are able to repay the loan with ease, provided that they make a sincere effort to repay and do not show negligence in this matter.

➍ Good intention holds great importance in the sight of Allah Ta’ala.

➎ If a person passes away before repaying the loan, it is the duty of the heirs to repay it. If it is not repaid, then on the Day of Judgment, repayment will have to be made in the form of good deeds.
Source: Commentary on Sunan Ibn Mājah by Mawlānā ‘Atā’ullāh Sājid, Page: 2408