موطا امام مالك رواية يحييٰ
Muwatta Imam Malik (Riwayat Yahya)
كتاب القراضBook: On the Explanation of Qirad (Profit-Sharing)
بَابُ السَّلَفِ فِي الْقِرَاضِ
Chapter on Advance Payment in Mudarabah Partnership
Hadith 1401Q31
قَالَ مَالِكٌ : فِي رَجُلٍ أَسْلَفَ رَجُلًا مَالًا، ثُمَّ سَأَلَهُ الَّذِي تَسَلَّفَ الْمَالَ أَنْ يُقِرَّهُ عِنْدَهُ قِرَاضًا، قَالَ مَالِكٌ : لَا أُحِبُّ ذَلِكَ حَتَّى يَقْبِضَ مَالَهُ مِنْهُ، ثُمَّ يَدْفَعَهُ إِلَيْهِ قِرَاضًا إِنْ شَاءَ أَوْ يُمْسِكَهُ. قَالَ مَالِكٌ : فِي رَجُلٍ دَفَعَ إِلَى رَجُلٍ مَالًا قِرَاضًا. فَأَخْبَرَهُ أَنَّهُ قَدِ اجْتَمَعَ عِنْدَهُ. وَسَأَلَهُ أَنْ يَكْتُبَهُ عَلَيْهِ سَلَفًا. قَالَ : لَا أُحِبُّ ذَلِكَ. حَتَّى يَقْبِضَ مِنْهُ مَالَهُ، ثُمَّ يُسَلِّفَهُ إِيَّاهُ إِنْ شَاءَ، أَوْ يُمْسِكَهُ. وَإِنَّمَا ذَلِكَ مَخَافَةَ أَنْ يَكُونَ قَدْ نَقَصَ فِيهِ، فَهُوَ يُحِبُّ أَنْ يُؤَخِّرَهُ عَنْهُ. عَلَى أَنْ يَزِيدَهُ فِيهِ مَا نَقَصَ مِنْهُ، فَذَلِكَ مَكْرُوهٌ وَلَا يَجُوزُ وَلَا يَصْلُحُ.
Imam Malik, may Allah have mercy on him, said that if a person has a debt owed by another, and the creditor says to the debtor: "Keep my money with you as a mudarabah (partnership)," then this is not permissible. However, it is allowed that the creditor first recovers his debt, and then, if he wishes, gives it as mudarabah or not. Imam Malik, may Allah have mercy on him, said: If the mudarib (working partner) says to the owner of the capital: "All the money of the mudarabah is with me, but give me this money as a loan," then this is not permissible. Rather, the owner should take back his money, and then, if he wishes, give it as a loan.
