Ibn Adhnan says that once I lent Sayyiduna Alqamah (may Allah be pleased with him) two thousand dirhams as a loan. When he received his share from the spoils of war, I said to him, "Now please repay my loan." He said, "Give me a year's respite." I refused and took my money from him. After some time, I came to him, and he said, "By refusing, you caused me great distress." I said, "Well, that was your action." He asked, "What do you mean?" I said, "You yourself narrated to us this hadith of Sayyiduna Ibn Mas'ud (may Allah be pleased with him) that the Messenger of Allah (peace and blessings be upon him) said: 'A loan is equivalent to half of charity.'" He said, "Yes, that is so." I said, "Now take it again."
Hadith Referenceمسند احمد / مسند المكثرين من الصحابة / 3911