Toggle above to switch between keyword search and direct hadith lookup
Hadith 2432
اُردوEn
حَدَّثَنَا هِشَامُ بْنُ عَمَّارٍ ، حَدَّثَنَا إِسْمَاعِيل بْنُ عَيَّاشٍ ، حَدَّثَنِي عُتْبَةُ بْنُ حُمَيْدٍ الضَّبِّيُّ ، عَنْ يَحْيَى بْنِ أَبِي إِسْحَاق الْهُنَائِيِّ ، قَالَ : سَأَلْتُ أَنَسَ بْنَ مَالِكٍ الرَّجُلُ مِنَّا يُقْرِضُ أَخَاهُ الْمَالَ فَيُهْدِي لَهُ ، قَالَ : قَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ : " إِذَا أَقْرَضَ أَحَدُكُمْ قَرْضًا فَأَهْدَى لَهُ أَوْ حَمَلَهُ عَلَى الدَّابَّةِ فَلَا يَرْكَبْهَا وَلَا يَقْبَلْهُ إِلَّا أَنْ يَكُونَ جَرَى بَيْنَهُ وَبَيْنَهُ قَبْلَ ذَلِكَ " .
´It was narrated that Yahya bin Abu Ishaq Al-Huna'i said:` “I asked Anas bin Malik: 'What if a man gives his brother a loan, then (the borrower) give him a gift?’ The Messenger of Allah (ﷺ) said: ‘If anyone of you borrow something then he gives (the lender) a gift or gives him a ride on his riding-beast, he should not accept the gift or the ride, unless they used to treat each other in that manner beforehand.'”
Brief Explanation
1؎: That is, if before giving the loan, gifts used to come from him, or he used to provide a ride, then even now it is permissible to accept it. But if there was no such habit before the loan, then certainly the reason for it is the loan, and in our Shari‘ah, it is not permissible to derive benefit after giving a loan. Al-Bukhari has narrated in his Tarikh from Anas radi Allahu anhu that the Noble Prophet sallallahu alayhi wa sallam said: "When someone gives a loan to another, he should not accept his gift." Al-Bayhaqi has narrated in Sunan al-Kubra from Ibn Mas‘ud, Ubayy ibn Ka‘b, ‘Abdullah ibn Salam, and Ibn ‘Abbas radi Allahu anhum that all of them said: "Any loan that brings benefit is riba," meaning it is one of the types of riba (usury). From all these ahadith and athar, it is understood that in our times, those who give loans and stipulate a condition of benefit at a fixed percentage—such as seven rupees per hundred or ten rupees per hundred—this is «ربا» (riba/usury) and is haram (forbidden), and there is consensus of all scholars on this. In this situation, dealing with banks and other business institutions that operate on an interest-based system, and engaging in usurious transactions and business with them, is absolutely haram.
