´Suhaib Al-Khair narrated that the Messenger of Allah (ﷺ) said:` “ Any Man who takes out a loan, having resolved not to pay it back, will meet Allah (SWT) as a thief.”
Explanation & Benefits
Maulana Ataullah Sajid
Benefits and Issues:
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A person who takes a loan and procrastinates in repayment, intending not to return it, cannot legally be declared a thief; therefore, he will be punished on the Day of Judgment.
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Allah Ta'ala knows the conditions of the hearts, so a Muslim should not deceive anyone. It is possible to deceive a human being, but Allah Ta'ala cannot be deceived.
Source: Commentary on Sunan Ibn Mājah by Mawlānā ‘Atā’ullāh Sājid, Page: 2410