Hadith 2408

حَدَّثَنَا أَبُو بَكْرِ بْنُ أَبِي شَيْبَةَ ، حَدَّثَنَا عَبِيدَةُ بْنُ حُمَيْدٍ ، عَنْ مَنْصُورٍ ، عَنْ زِيَادِ بْنِ عَمْرِو بْنِ هِنْدٍ ، عَنِ ابْنِ حُذَيْفَةَ هُوَ عِمْرَانُ ، عَنْ أُمِّ الْمُؤْمِنِينَ مَيْمُونَةَ ، قَالَت : كَانَتْ تَدَّانُ دَيْنًا ، فَقَالَ لَهَا بَعْضُ أَهْلِهَا : لَا تَفْعَلِي وَأَنْكَرَ ذَلِكَ عَلَيْهَا ، قَالَتْ : بَلَى ، إِنِّي سَمِعْتُ نَبِيِّي وَخَلِيلِي صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ يَقُولُ : " مَا مِنْ مُسْلِمٍ يَدَّانُ دَيْنًا يَعْلَمُ اللَّهُ مِنْهُ أَنَّهُ يُرِيدُ أَدَاءَهُ إِلَّا أَدَّاهُ اللَّهُ عَنْهُ فِي الدُّنْيَا " .
´It was narrated that :` the Mother of the Believers Maimunah used to take out loans frequently, and some of her family said: “Do not that,” and they denounced her for that. She said: “No. I heard my Prophet (ﷺ) and my close friend say: ‘There is no Muslim who takes out a loan and Allah(SWT) knows that he intends to pay it back, but Allah(SWT) will pay it back for him in this world.'”
Hadith Reference سنن ابن ماجه / كتاب الصدقات / 2408
Hadith Grading الألبانی: صحيح دون قوله في الدنيا  |  زبیر علی زئی: ضعيف, إسناده ضعيف, نسائي (4690), انوار الصحيفه، صفحه نمبر 465
Hadith Takhrij « سنن النسائی/البیوع 97 ( 4690 ) ، ( تحفة الأشراف : 18077 ) ( صحیح ) » ( حدیث میں «فِي الدُّنْيَا» کا لفظ ثابت نہیں ہے ، ملاحظہ ہو : تراجع الألبانی : رقم : 496 ) ۔
Related hadith on this topic
Explanation & Benefits
Maulana Ataullah Sajid
Benefits and Issues:

➊ It is permissible to take a loan when there is a need, however, it is better to avoid it.

➋ When taking a loan, one should have the intention to repay it as soon as possible.

➌ Allah Ta’ala helps those who have such an intention, and they are able to repay the loan with ease, provided that they make a sincere effort to repay and do not show negligence in this matter.

➍ Good intention holds great importance in the sight of Allah Ta’ala.

➎ If a person passes away before repaying the loan, it is the duty of the heirs to repay it. If it is not repaid, then on the Day of Judgment, repayment will have to be made in the form of good deeds.
Source: Commentary on Sunan Ibn Mājah by Mawlānā ‘Atā’ullāh Sājid, Page: 2408
Hafiz Muhammad Ameen
"Will pay it off" means that Allah will grant him the ability to repay, or He will inspire one of His righteous servants to pay off the debt on his behalf.
Source: Sunan Nasa'i: Translation and Benefits by Shaykh Hafiz Muhammad Amin Hafizullah, Page: 4690