´It was narrated from Ibn 'Umar that the Messenger of Allah (ﷺ) said:` “When a rich man takes too long to repay a debt, this is wrongdoing, and if the debt is transferred to a rich man, you should accept if.”
Hadith Referenceسنن ابن ماجه / كتاب الصدقات / 2404
Hadith Gradingالألبانی:صحيح | زبیر علی زئی:صحيح
Hadith Takhrij« تفرد بہ ابن ماجہ ، ( تحفة الأشراف : 8535 ، ومصباح الزجاجة : 843 ) ، وقد أخرجہ : مسند احمد ( 2/71 ) ( صحیح ) » ( سند میں یونس بن عبید اور نافع کے مابین انقطاع ہے ، لیکن سابقہ شاہد سے یہ صحیح ہے )
1؎: That is, if a person is destitute and does not have money, then there is a genuine compulsion in repaying the debt. However, if one has money but does not repay people’s debts, delaying in this matter is a sin and is an injustice to the creditor; it is as if one is usurping his right, which is sinful. It is also an injustice to oneself because life is uncertain—one may die and the creditor’s debt may remain unpaid. Therefore, when one has money, one should immediately repay the debt.