Hadith 725
اُردوEn
وعن أبي رافع رضي الله عنه : أن النبي صلى الله عليه وآله وسلم استسلف من رجل بكرا فقدمت عليه إبل من إبل الصدقة فأمر أبا رافع أن يقضي الرجل بكره فقال: لا أجد إلا خيارا رباعيا فقال : « أعطه إياه فإن خيار الناس أحسنهم قضاء ». رواه مسلم.
Narrated Abu Rafi' (RA): The Prophet (ﷺ) borrowed a young camel from a man. So, when some Sadaqa camels came to him he ordered Abu Rafi (RA) to re-pay the man his young camel. He told him (ﷺ), "I can only find an excellent camel in its seventh year." He said, "Give it to him, for the best of people is he who discharges his debt in the best manner." [Reported by Muslim].
Explanation & Benefits
Shaykh Safi ur-Rahman Mubarakpuri
Takhrij:
«أخرجه مسلم، المساقاة، باب من استسلف شيئًا فقضٰي خيرًا منه، حديث:1600.»©Explanation:
➊ According to this hadith, if a debtor, of his own accord and willingly, pays back more or better and superior in quality than the amount of the obligatory debt at the time of repayment, then this is permissible.
➋ If the creditor, at the time of giving the loan, stipulates the condition that at the time of repayment he will take an additional amount, or says that he will take something better and superior in quality in return for the loan, then this will be considered usury (riba).
And usury (riba) is prohibited in every circumstance.
«أخرجه مسلم، المساقاة، باب من استسلف شيئًا فقضٰي خيرًا منه، حديث:1600.»©Explanation:
➊ According to this hadith, if a debtor, of his own accord and willingly, pays back more or better and superior in quality than the amount of the obligatory debt at the time of repayment, then this is permissible.
➋ If the creditor, at the time of giving the loan, stipulates the condition that at the time of repayment he will take an additional amount, or says that he will take something better and superior in quality in return for the loan, then this will be considered usury (riba).
And usury (riba) is prohibited in every circumstance.
Source: Bulugh al-Maram: Commentary by Safiur Rahman Mubarakpuri, Page: 725
