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الفتح الربانی
Fath al-Rabbani
كتاب السلم كتاب القرض والدينBook of Salam, Loans, and Debts
بَابُ التَحْدِيرِ مِنَ الدِّينِ وَجَوَارِهِ لِلْحَاجَةِ وَمَا جَاءَ فِي اسْتِدَانَةِ النَّبِي صلَّى اللهُ عَليهِ وسَلمَChapter: Warning against debt and taking it except for necessity, and what has been reported regarding the Prophet (peace be upon him) taking loans
Hadith 6019
اُردوEn
عَنِ ابْنِ عُمَرَ رَضِيَ اللَّهُ عَنْهُمَا قَالَ سَمِعْتُ رَسُولَ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَآلِهِ وَسَلَّمَ يَقُولُ مَنْ مَاتَ وَعَلَيْهِ دَيْنٌ فَلَيْسَ بِالدِّينَارِ وَلَا بِالدِّرْهَمِ وَلَكِنَّهَا الْحَسَنَاتُ وَالسَّيِّئَاتُ
(Second chain) The Messenger of Allah, peace and blessings be upon him and his family, said: After attaining peace, do not put your souls into fear. The people asked: O Messenger of Allah! How is that? He, peace and blessings be upon him and his family, said: By taking a loan.
Brief Explanation
Benefits: … Whether anyone acknowledges it or not, the debtor’s peace is destroyed; he becomes afflicted with a strange kind of inferiority complex. One has to go through great trouble to recover a debt. If he is unable to pay on time, he has to listen to humiliating remarks, and in such a situation, a person begins to hide from his creditor. The soul becomes accustomed to hearing dishonorable words, and at times, one has to lose his dignity and honor in a public gathering. Added to this is the fact that, due to breaking promises and lying, his reputation in society is severely damaged. These very hardships have been described by the Prophet sallallahu alayhi wa sallam as “fear.”
