عَنْ أَبِي هُرَيْرَةَ رَضِيَ اللَّهُ عَنْهُ قَالَ: قَالَ رَجُلٌ: يَا رَسُولَ اللَّهِ! أَيُّ الصَّدَقَةِ أَفْضَلُ؟ قَالَ: ((أَنْ تَصَدَّقَ، وَأَنْتَ شَحِيحٌ صَحِيحٌ تَأْمَلُ الْعَيْشَ، وَتَخْشَى الْفَقْرَ، وَلَا تُمْهِلْ حَتَّى إِذَا كَانَتْ بِالْحُلْقُومِ قُلْتَ: لِفُلَانٍ كَذَا وَلِفُلَانٍ كَذَا وَقَدْ كَانَ (وَفِي لَفْظٍ) أَلَا قَدْ كَانَ لِفُلَانٍ))
It is narrated from Sayyiduna Abu Hurairah (may Allah be pleased with him) that a man said: O Messenger of Allah! Which charity is the best? The Prophet (peace and blessings be upon him) said: Your charity when you are healthy and greedy, hoping for life and fearing poverty, and do not delay so much that when the soul reaches the throat, you begin to say: Give this much to so-and-so, give that much to so-and-so, whereas at that time the wealth has already become the property of others.