Fath al-Rabbani

It is narrated from Sayyiduna Abu Kabsha Anmari (may Allah be pleased with him) that the Messenger of Allah (peace and blessings be upon him) said: The example of this Ummah is like four men. One is whom Allah grants wealth and knowledge; he uses his knowledge regarding his wealth and spends it in its rightful places. The second is whom Allah grants knowledge but does not give wealth; he says, "If I had wealth, I would also spend it in its rightful places as he does." The third is whom Allah gives wealth but does not give knowledge; he is engrossed in his wealth, neither maintaining ties of kinship nor giving the due rights to those entitled, rather he spends his wealth unjustly. The fourth is whom Allah gives neither wealth nor knowledge, and he says, "If I had wealth, I would also spend it on unlawful things as he does." The Messenger of Allah (peace and blessings be upon him) said: In sin, both he and the other are equal.