Narrated Samurah: The Messenger of Allah ﷺ addressed us and said: Is here any one of such and such tribe present? But no one replied. He again asked: Is here any one of such and such tribe present? But no one replied. He again asked: Is here any one of such and such tribe? Then a man stood and said: I am (here), Messenger of Allah. He said: What prevented you from replying the first two times? I wish to tell you something good. Your companion has been detained (from entering Paradise) on account of his debt. Then I saw him that he paid off all his debt on his behalf and there remained no one to demand from him anything. Abu Dawud said: The name of the narrator Sam'an is Sam'an bin Mushannaj.
Hadith Referenceسنن ابي داود / كتاب البيوع / 3341
Hadith Gradingالألبانی:حسن | زبیر علی زئی:ضعيف, إسناده ضعيف, نسائي (4689), قال البخاري :’’ لا نعرف لسمعان سماعًا من سمرة ولاللشعبي سماعًا منه‘‘ (التاريخ الكبير 204/4), انوار الصحيفه، صفحه نمبر 121
Hadith Takhrij« سنن النسائی/البیوع 96 (4689)، (تحفة الأشراف: 4633)، وقد أخرجہ: مسند احمد (5/11، 13، 20) (حسن) »
1؎: That is, due to not repaying the debt, he cannot enter Paradise.
Explanation & Benefits
Shaykh Umar Farooq Saeedi
Benefits and Issues: Alongside the rights of Allah, it will be very difficult to attain deliverance without fulfilling the rights of the servants, especially the repayment of debts and the like. And it is the right of the heirs that they should pay off the debt of their deceased. The purpose behind the Prophet’s (sallallahu alayhi wa sallam) abstention from participating in the funeral prayer of a debtor was also this: that the deceased’s debt be paid off immediately.
Source: Sunan Abu Dawood – Commentary by Shaykh Umar Farooq Saeedi, Page: 3341
´It was narrated that samurah said:` "We were with the Prophet at a funeral, and he said: 'I there anyone from banu so and so here? He said this three times. Then a man stood up, and he said to him: 'What kept you form answering the first two times? I am not going to say anything but good to you, so and so (mentioning the name of a man from among them) has died and he is being detained (from entering Paradise) because of his debt."'
Hafiz Muhammad Ameen
Urdu marginal note: “He is detained” or prevented from entering Paradise. Your intention was that his debt should be paid off quickly on his behalf so that he may be released or may enter Paradise.
Source: Sunan Nasa'i: Translation and Benefits by Shaykh Hafiz Muhammad Amin Hafizullah, Page: 4689