Narrated Abdullah ibn Abbas: A man seized his debtor who owed ten dinars to him. He said to him: I swear by Allah, I shall not leave you until you pay off (my debt) to me or bring a surety. The Prophet ﷺ stood as a surety for him. He then brought as much (money) as he promised. The Prophet ﷺ asked: From where did you acquire this gold? He replied: From a mine. He said: We have no need of it; there is no good in it. Then the Messenger of Allah ﷺ paid (the debt) on his behalf.
Related hadith on this topic
Explanation & Benefits
Shaykh Umar Farooq Saeedi
Benefits and Issues:
➊
Extracting wealth from mines with the permission of the Islamic government and according to the prescribed legal (shar‘i) conditions is permissible.
➋
The person who had obtained gold from the mine—his method of acquisition was unclear. Therefore, a definite judgment could not be made as to whether he was its lawful owner or not; for this reason, the Prophet (sallallahu alayhi wa sallam) did not accept it from him.
➌
When a debtor is not repaying a debt, it is permissible to persistently demand repayment.
➍
Helping a Muslim debtor by becoming his guarantor or surety is a great act of kindness and virtue.
Source: Sunan Abu Dawood – Commentary by Shaykh Umar Farooq Saeedi, Page: 3328
Maulana Ataullah Sajid
Benefits and Issues:
➊
A creditor can press the debtor for repayment of the debt.
➋
It is better to present the matter before the ruler (judge) rather than quarrel among yourselves.
➌
If a situation is possible in which there is ease for both parties and no one's rights are violated, then the ruler should advise adopting that situation.
➍
Granting respite to the debtor is an act of compassion and a deed of reward.
➎
Requesting a guarantee and providing a guarantee are both permissible according to the Shari‘ah.
➏
What is obtained from the mine is lawful, but it would have been better if he had earned through labor and repaid the debt from that.
➐
Payment made by the guarantor will be considered as payment from the debtor, and the debtor will be absolved of liability.
Source: Commentary on Sunan Ibn Mājah by Mawlānā ‘Atā’ullāh Sājid, Page: 2406